Monday 28 April 2014


I got a letter in the post this morning saying that the company I've got one of my credit cards with had, at my request, reduced my monthly payments to £75 a month and the interest rate of only 3% which is a huge reduction from the 29.9% I was paying!  That's a 26.9% reduction just from one phone call a couple of weeks ago!

Before I phoned the company, I was paying £131 a month just to this one credit card company alone... that one payment was just under a quarter of my money every month!

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