All my Direct Debits have come out of my bank account and I'm £720 in credit.
I'll be paid again on Monday which will take me up to £950.
Spend £450 of that on Yule gifts will take me down to £500 and I'll be paid again on 8th December and I'll be starting 2015 comfortably in credit!
It's only taken me 6 months but I'll be starting the New Year in comfort and be able to get the things I want, when I want them!
I'm thinking of saving up to get Steve a used car for our anniversary next year... you watch me forget now! lol
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