I've just worked out why I haven't got £400 in my bank account... I used it to pay off my overdraft! That means that I'll be able to stay in credit and pay Steve back the £250 I owe him at the end of May then I'll be able to get the Capricorn chair in July, stay in credit at the bank and still have £75 a month to play with if I want to!
Spending addiction - if you're kind to me I'll let you spend the £75 however you want to... clothes, chocolate, books, magasines... anything you want is yours if you leave me alone until I've got the chair! Deal?