I just want to give another update to my spending that I can look back on for the rest of the year when my spending addiction niggles at me, so here goes!
I get £760 benefit money every 4 weeks
I've got £250 in direct debits coming out on the 15th of every month to pay off my credit card debts
The wheelchair costs £799
The policies for the wheelchair cost £650 every 3 years
I've got £401 in my account right now.
For the sake of ease of maths for me, let's say I get £750 in benefits money, the wheelchair costs £800 and I've got £400 in my account atm, yeah? For even easier maths, let's take the £250 off the £750 so that I get £500 to spend every 4 weeks, yeah?
- So, I've got £250 coming out today for the direct debits which will leave me with £150.
- Fast forward to the end of June and I've got £500 going into my account which means I'm £650 in credit.
- I ignore my spending addiction niggling at me until my July pay days, so it's £500 in, plus the £650 makes a huge £1150 at the end of July
- Now spend £800 of that on the chair, which leaves me with £350 in my account yeah?
- Fast forward to my August pay days... another £500 in plus the £350 that's already in there makes £850, take off the £650 for the policies makes £200 in my account, yeah?
- September pay days is another £500 in plus the £200 makes £700
- October is Steve's birthday (and a friend's birthday, but the friend's asked for his gift for Christmas because it's a joint gift) £50 for Steve's gift makes it £650 then £500 in for my October pay days makes it £1150 take £150 for spare batteries for the chair leave's me with £1000 in November ready for buying Yule gifts for everyone in December!